As a valued member of Yorkco, we are committed to serving you. And as a benefit of your membership, we are providing you with FREE access to money management and financial education services.

We have teamed up with Accel, a financial education and counseling program. Through comprehensive education and exceptional service, this organization has been assisting individuals for more than 40 years.

Through our partnership with Accel, you will enjoy unlimited access to financial counselors without paying - it-s free!

As a member of Yorkco, you can receive assistance with:

• Personal and family budgeting
• Understanding your personal credit report and how to improve your score
• Personal money management
• Debt repayment
• Avoiding bankruptcy, foreclosure, and repossession

Accel counselors are available Monday through Thursday 8 a.am to 10 p.m. (EST), Friday 8 a.am. to 7 p.m. and Saturday from 9 a.m. to 1 p.m. To use this new service, simply call 1-877-33ACCEL (332-2235) or click here to visit them on the web.

BudgetSmart is new and exciting software program now available on our website. This easy-to-use software tool uses simple graphics, "pop-up" boxes and bar charts to help you manage your money more effectively. You can use the program to:

• Establish a budget
• Track spending
• View tips for improving areas of overspending or inadequate saving
• Experiment with "what if" scenarios to determine how a major purchase or change in come would impact your budget.

Click here to download the program* to your computer FREE of charge, and you're on your way to creating your own personalized budget! If you experience techanical difficulties please contact ACCEL at 1-877-33ACCEL.

*Currently BUDGETSMART is not compatible with Macintosch. It may be available at a later date. In the meantime, Macintosch users please contact ACCEL at 1-877-33ACCEL fro budgeting advice.

(If you do not have Internet access contact the office to find out how to get a copy of the software program)

These are non-reloadable cards that carry the Visa logo and can be used at millions of Visa merchants worldwide. They range anywhere from $10.00 to $500.00. Once the dollar value on the card is used up, the card will no longer be valid.

It's a great gift idea for graduations, birthdays and the around the Holiday Season.

To obtain a card just stop by the office and purchase one for any denomination within the range, pay a one time fee of 2.50 per card purchased and the card will be ready to use within 24 hours. How much easier can gift giving get.